Incentive Driven College Savings Program

Thank you for your interest in the Monetta College Savings and Learning Program.

The primary objectives of this program are to:
1. Provide a fund option (Young Investor Fund) that is designed for long-term investors, including     young investors, who seek growth of capital by investing at least 50% of its net assets in other     funds that track the Standard & Poor's 500 Stock Index and the balance in common stocks that     are recognized by children and teenagers. The themed investment approach provides an     opportunity to teach investors the fundamentals of investing
2. Teach children and teenagers the basics of saving and investing by providing an opportunity to     win prizes and earn awards for participating in various educational games and activities.
3. Accumulate college Tuition Rewards™/credits up to $24,710 per student.
4. Encourage financial literacy through Monetta’s website, newsletters, short story collection and     investment tutorial.

Guidelines To Start Investing with Monetta
An investment account may be opened with a minimum deposit of $250 with a monthly automatic investment plan deposit of at least $25, or with a $1,000 deposit. We encourage all participants to join the Automatic Investment Plan (AIP)* as we believe that this can be an effective means of achieving an educational savings goal.

When you open a custodial or coverdell education savings account, the child will receive a Monetta "Investment Kit" consisting of an educational activity book, storybook, wallet and the most recent quarterly newsletter. Also included is "Steady Eddy", the colorful bean-filled train engine, with the establishment of an AIP Custodial Account.

To join the program complete an account application. To help you get started today, click on the Tuition Rewards™ button at the top and immediately receive a bonus of $500 college Tuition Rewards™/credits. By enrolling in the Tuition Rewards™ Program you will automatically earn 5% per year in additional college credits based on your account balance. These credits can be used by any family member that you register through www.Monetta.com.

For further information, please call Monetta Shareholder Services at 1-800-MONETTA or e-mail us at info@monetta.com.

Robert S. Bacarella
President and Founder

*An Automatic Investment Plan does not assure, and does not protect against, a loss in declining markets. Such a plan involves continuous investment in securities regardless of fluctuating price levels and investors should consider their financial ability to continue purchases through periods of low price levels.

**The S&P 500 Index is the Standard & Poor’s Index of 500 stocks, a widely recognized, unmanaged index of common stock prices.

Monetta Financial Services, Inc.(MFSI) is the investment advisor to the Monetta Funds. The advisor has contracted with Sage Scholars, Inc. to offer Tuition Rewards™ (credits) to all Monetta Fund Shareholders that enroll in the Tuition Rewards™ program through Monetta's website. Tuition Rewards™ are remitted solely as a reduction from the college's full tuition bill, and are not awarded in cash. Tuition Rewards™ accumulate annually, equal to 2.5% of the Monetta account value on June 30 and December 31 of each year and do not expire.

The credit amount that an enrollee can earn is unlimited. However, the maximum credit amount that any one student can use for a four-year undergraduate education is $24,700 or $6,175 per year. When you enroll to receive Tuition Rewards™ you become a sponsor. A sponsor must identify an eligible student at least two years before beginning college and can sponsor multiple students from the same family, including relatives. College's may blend Tuition Rewards™ into the total financial reward package they offer to students.

For custodial accounts, MFSI has a "college savings program" where these Monetta Shareholders automatically receive an investment kit, a quarterly newsletter, various educational materials and in addition, if enrolled, will receive Tuition Rewards™ credits.

All cost for the College Savings Program including participation in the Tuition Rewards™ program are paid by MFSI.

Tuition Rewards™ is a registered trademark of SAGE Scholars. This trademark has been licensed for use by the licensee. For further information about SAGE and a complete list of participating colleges, please visit www.Sagescholars.com.

Monetta Family of Mutual Funds
1776-A S. Naperville Rd., Suite 100
Wheaton, IL 60187
1-800-MONETTA
Phone: 630.462.9800
Fax: 630.462.9332

For more information please e-mail us at info@monetta.com

This material must be preceded or accompanied by a Prospectus.  Please read it carefully before you invest.

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